| Merchant
Server optimized for B2B, B2C, E-Hubs & Financial
Institutes with 128 bit encryption & ISO 8583
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| Abstract |
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COMPUSOL Merchant Server
provides a Interface between the Merchant
/ Service Provider e-commerce portal and
Citibank payment gateway that provides complete
transaction processing and routing to meet
the needs of a full fledged e-commerce network.
By implementing this solution, the customer
will be able to use their credit card /
debit cards on the e-commerce portal sites
to make payments. The transaction will be
routed to Citibank Payment Gateway for authorization.
The entire process will be online. The solution
will act as interface between the Merchant
Server and the authorization HOST / SWITCH
of Citibank.
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Situation |
| An Internet enabled business needs to be
able to accept payments from its customers
with fast, reliable & secure online credit
card processing. How can this be done? |
| Proposed
Solution |
| Windows DNA based 3-Tier architecture with
SQL Server 2000 as a Back-end database |
| Technologies |
Microsoft
Windows DNA Framework
COM/XML based 3-Tier Architecture
Microsoft Visual Studio 6.0
SQL Server 2000
HTML, DHTML, ASP, VB Script, Java Script |
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| Benefits |
- Low roll-out cost with Plug & Play
Framework
- Citibank Payment Gateway compliant
- Transaction Log for future audit-trial
- 128 bit encryption on SSL
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Loosely coupled asynchronous communication
support
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State maintenance with optimized object
pooling
- XML / Checksum implementation on for
data reliability and transaction re-initialization
- Two-way cross verification on multi-threaded
processing model
- ISO 8583 compliant · Easy to integrate
with existing shopping cart
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| Summary |
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The gateway provides an
interface between the merchant and the bank's
payment processing system. The payment gateway
translates messages into other message formats
(for example, VisaNet) that are used for
the authorization and settlement of merchant
transactions. Payment gateway takes a transaction,
then certifies it and routes it after securing
it with encryption. It also manages the
translation and decryption. Almost all payment
gateways are based on Secure Electronic
Transaction (SET) technology, a system to
ensure the security of financial transactions
on the Net. Master Card, Visa, Microsoft,
Netscape, and others supported it initially.
Our on-line payment approach gives your
e-business entry option, with room to grow
the business. By implementing this solution,
the customer will be able to use their credit
card / debit cards on the e-commerce portal
sites to make payments.
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