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Merchant Server optimized for B2B, B2C, E-Hubs & Financial Institutes with 128 bit encryption & ISO 8583
Abstract

COMPUSOL Merchant Server provides a Interface between the Merchant / Service Provider e-commerce portal and Citibank payment gateway that provides complete transaction processing and routing to meet the needs of a full fledged e-commerce network. By implementing this solution, the customer will be able to use their credit card / debit cards on the e-commerce portal sites to make payments. The transaction will be routed to Citibank Payment Gateway for authorization. The entire process will be online. The solution will act as interface between the Merchant Server and the authorization HOST / SWITCH of Citibank.

Situation
An Internet enabled business needs to be able to accept payments from its customers with fast, reliable & secure online credit card processing. How can this be done?
Proposed Solution
Windows DNA based 3-Tier architecture with SQL Server 2000 as a Back-end database
Technologies
Microsoft Windows DNA Framework
COM/XML based 3-Tier Architecture
Microsoft Visual Studio 6.0
SQL Server 2000
HTML, DHTML, ASP, VB Script, Java Script
Benefits
  • Low roll-out cost with Plug & Play Framework
  • Citibank Payment Gateway compliant
  • Transaction Log for future audit-trial
  • 128 bit encryption on SSL
  • Loosely coupled asynchronous communication support
  • State maintenance with optimized object pooling
  • XML / Checksum implementation on for data reliability and transaction re-initialization
  • Two-way cross verification on multi-threaded processing model
  • ISO 8583 compliant · Easy to integrate with existing shopping cart
Summary

The gateway provides an interface between the merchant and the bank's payment processing system. The payment gateway translates messages into other message formats (for example, VisaNet) that are used for the authorization and settlement of merchant transactions. Payment gateway takes a transaction, then certifies it and routes it after securing it with encryption. It also manages the translation and decryption. Almost all payment gateways are based on Secure Electronic Transaction (SET) technology, a system to ensure the security of financial transactions on the Net. Master Card, Visa, Microsoft, Netscape, and others supported it initially. Our on-line payment approach gives your e-business entry option, with room to grow the business. By implementing this solution, the customer will be able to use their credit card / debit cards on the e-commerce portal sites to make payments.